Terms and Conditions
Effective Date
January 1, 2026
Agreement To Terms
These Terms and Conditions ("Terms") govern access to and use of Premium Accounting, including our website, software platform, products, services, content, and related offerings.
By accessing or using Premium Accounting, you agree to be bound by these Terms.
If you do not agree with these Terms, you should not access or use our services.
Services
Premium Accounting provides software and related services designed to support insurance billing, invoicing, premium collection, payments, accounting, reconciliation, financial reporting, and related business operations.
We reserve the right to modify, suspend, or discontinue any portion of our services at any time.
Eligibility
You must be at least 18 years of age and authorized to act on behalf of your organization to use Premium Accounting.
By using the platform, you represent that you have the authority to enter into these Terms.
User Accounts
Certain services may require account registration.
Users are responsible for:
- Maintaining Account Security
- Protecting Login Credentials
- Restricting Unauthorized Access
- Ensuring Information Accuracy
Users are responsible for all activities occurring under their accounts.
Acceptable Use
Users agree not to:
- Violate Applicable Laws
- Access Systems Without Authorization
- Interfere With Platform Operations
- Upload Malicious Code
- Circumvent Security Controls
- Use Services For Fraudulent Activities
- Misrepresent Identity Or Authority
Premium Accounting reserves the right to suspend or terminate access for violations of these Terms.
Customer Data
Customers retain ownership of data submitted to Premium Accounting.
By using the platform, customers grant Premium Accounting the rights necessary to process, store, transmit, and use data solely for providing services.
Customers are responsible for ensuring they have appropriate rights and permissions regarding submitted data.
Intellectual Property
Premium Accounting and its related software, content, trademarks, logos, documentation, and technology remain the property of Premium Accounting and its licensors.
Nothing in these Terms transfers ownership of intellectual property rights to users.
Users may not:
- Copy
- Reverse Engineer
- Distribute
- Modify
- Republish
- Resell
any portion of the platform without written authorization.
Third Party Integrations
Premium Accounting may integrate with third-party systems including:
- QuickBooks
- Xero
- Sage
- Workday
- NetSuite
- Microsoft Dynamics
- Applied Epic
- AMS360
- EZLynx
- HawkSoft
- AgencyZoom
- Salesforce
Use of third-party products remains subject to the terms and policies of those providers.
Premium Accounting is not responsible for third-party products or services.
Fees & Payments
Customers agree to pay all fees associated with subscribed services.
Payment obligations, billing schedules, renewal terms, and service levels may be governed by separate agreements, proposals, order forms, or subscription contracts.
Failure to pay fees may result in service suspension or termination.
Service Availability
Premium Accounting strives to maintain reliable service availability.
However, services may occasionally be unavailable due to:
- Maintenance
- Infrastructure Failures
- Third Party Dependencies
- Security Events
- Force Majeure Events
We do not guarantee uninterrupted or error-free operation.
Disclaimers
Premium Accounting is provided on an "as is" and "as available" basis.
To the fullest extent permitted by law, Premium Accounting disclaims all warranties, including:
- Merchantability
- Fitness For A Particular Purpose
- Non-Infringement
- Availability
- Accuracy
Users assume responsibility for evaluating the suitability of the platform for their business needs.
Limitation Of Liability
To the maximum extent permitted by law, Premium Accounting shall not be liable for:
- Indirect Damages
- Consequential Damages
- Lost Revenue
- Lost Profits
- Lost Data
- Business Interruption
Total liability shall not exceed the fees paid by the customer during the twelve months preceding the event giving rise to the claim.
Indemnification
Users agree to indemnify and hold harmless Premium Accounting, its affiliates, employees, officers, and representatives from claims arising out of:
- User Conduct
- Violation Of These Terms
- Violation Of Applicable Laws
- Misuse Of Services
Termination
Premium Accounting may suspend or terminate access at any time for:
- Violations Of These Terms
- Security Concerns
- Non-Payment
- Misuse Of Services
Customers may discontinue use of services in accordance with applicable subscription agreements.
Governing Law
These Terms shall be governed by and construed under the laws of the applicable jurisdiction specified in the customer's service agreement.
Changes To Terms
Premium Accounting may update these Terms periodically.
Updated versions become effective when posted on this page.
Continued use of services constitutes acceptance of revised Terms.
Contact Information
Questions regarding these Terms may be submitted through the Contact Us page.
Premium Accounting
Insurance Billing, Payments & Accounting Software
FAQ
Do these Terms apply to all users?
Yes. These Terms apply to all users accessing Premium Accounting services.
Can Premium Accounting modify these Terms?
Yes. Premium Accounting may update these Terms periodically.
Who owns customer data?
Customers retain ownership of their submitted data.
Can Premium Accounting terminate access?
Yes. Access may be suspended or terminated for violations of these Terms or other authorized reasons.
Are third-party integrations covered by these Terms?
Premium Accounting integrations may involve third-party products that remain subject to their own terms and policies.
How can I contact Premium Accounting regarding these Terms?
Questions may be submitted through the Contact Us page.