Effective Date
January 1, 2026
These Terms and Conditions ("Terms") govern access to and use of Premium Accounting, including our website, software platform, products, services, content, and related offerings.
By accessing or using Premium Accounting, you agree to be bound by these Terms.
If you do not agree with these Terms, you should not access or use our services.
Premium Accounting provides software and related services designed to support insurance billing, invoicing, premium collection, payments, accounting, reconciliation, financial reporting, and related business operations.
We reserve the right to modify, suspend, or discontinue any portion of our services at any time.
You must be at least 18 years of age and authorized to act on behalf of your organization to use Premium Accounting.
By using the platform, you represent that you have the authority to enter into these Terms.
Certain services may require account registration.
Users are responsible for:
Users are responsible for all activities occurring under their accounts.
Users agree not to:
Premium Accounting reserves the right to suspend or terminate access for violations of these Terms.
Customers retain ownership of data submitted to Premium Accounting.
By using the platform, customers grant Premium Accounting the rights necessary to process, store, transmit, and use data solely for providing services.
Customers are responsible for ensuring they have appropriate rights and permissions regarding submitted data.
Premium Accounting and its related software, content, trademarks, logos, documentation, and technology remain the property of Premium Accounting and its licensors.
Nothing in these Terms transfers ownership of intellectual property rights to users.
Users may not:
any portion of the platform without written authorization.
Premium Accounting may integrate with third-party systems including:
Use of third-party products remains subject to the terms and policies of those providers.
Premium Accounting is not responsible for third-party products or services.
Customers agree to pay all fees associated with subscribed services.
Payment obligations, billing schedules, renewal terms, and service levels may be governed by separate agreements, proposals, order forms, or subscription contracts.
Failure to pay fees may result in service suspension or termination.
Premium Accounting strives to maintain reliable service availability.
However, services may occasionally be unavailable due to:
We do not guarantee uninterrupted or error-free operation.
Premium Accounting is provided on an "as is" and "as available" basis.
To the fullest extent permitted by law, Premium Accounting disclaims all warranties, including:
Users assume responsibility for evaluating the suitability of the platform for their business needs.
To the maximum extent permitted by law, Premium Accounting shall not be liable for:
Total liability shall not exceed the fees paid by the customer during the twelve months preceding the event giving rise to the claim.
Users agree to indemnify and hold harmless Premium Accounting, its affiliates, employees, officers, and representatives from claims arising out of:
Premium Accounting may suspend or terminate access at any time for:
Customers may discontinue use of services in accordance with applicable subscription agreements.
These Terms shall be governed by and construed under the laws of the applicable jurisdiction specified in the customer's service agreement.
Premium Accounting may update these Terms periodically.
Updated versions become effective when posted on this page.
Continued use of services constitutes acceptance of revised Terms.
Questions regarding these Terms may be submitted through the Contact Us page.
Premium Accounting
Insurance Billing, Payments & Accounting Software
Do these Terms apply to all users?
Yes. These Terms apply to all users accessing Premium Accounting services.
Can Premium Accounting modify these Terms?
Yes. Premium Accounting may update these Terms periodically.
Who owns customer data?
Customers retain ownership of their submitted data.
Can Premium Accounting terminate access?
Yes. Access may be suspended or terminated for violations of these Terms or other authorized reasons.
Are third-party integrations covered by these Terms?
Premium Accounting integrations may involve third-party products that remain subject to their own terms and policies.
How can I contact Premium Accounting regarding these Terms?
Questions may be submitted through the Contact Us page.