Insurance Premium Accounting Pricing

Choose the right Premium Accounting plan for your insurance organization. Whether you're an independent agency, MGA, wholesale insurance broker, program administrator, or insurance carrier, Premium Accounting provides insurance-native billing, premium accounting, trust accounting, reconciliation, financial reporting, and accounting automation that scales with your business.

Simple Pricing for Agencies, MGAs, Wholesalers & Insurance Organizations

Whether you're an independent insurance agency looking to automate billing and accounting or a large MGA managing complex premium operations, Premium Accounting offers a plan designed for your business. Built specifically for insurance organizations, Premium Accounting works independently or alongside QuickBooks, Xero, Sage, NetSuite, Workday, and other accounting platforms.

Pricing Plans

Starter

$249/month

Perfect for independent agencies beginning to automate premium accounting.

Includes:

  • Insurance billing
  • Insurance invoicing
  • Accounts receivable
  • Installment billing
  • Reporting dashboards
  • Reconciliation
  • Unlimited invoices
  • Unlimited payments
  • Email support

No accounting system integration required.

Recommended

Professional

$499/month

For growing agencies already using QuickBooks Online or Xero.

Everything in Starter plus:

  • QuickBooks Online integration
  • Xero integration
  • Automated journal entries
  • Accounting synchronization
  • Financial reporting
  • Multiple users
  • Priority support

Enterprise

Starting at

$3,000/month

Customized for your organization

For MGAs, wholesale insurance brokers, program administrators, insurance carriers, and enterprise insurance organizations managing premium accounting, trust accounting, carrier settlements, commission accounting, reconciliation, and insurance financial operations.

Includes:

  • Premium accounting subledger
  • Multi-company support
  • Multi-program support
  • Trust accounting workflows
  • Commission accounting
  • Advanced reconciliation
  • Carrier Settlement Management
  • Premium Reconciliation
  • Trust Reconciliation
  • Company Payable Reconciliation
  • Agency Bill & Direct Bill Support
  • Audit Trails
  • Financial Controls
  • Insurance Financial Reporting
  • Multi-Entity Accounting
  • Insurance Accounting Automation
  • ERP integrations
  • NetSuite
  • Workday
  • Sage
  • Microsoft Dynamics
  • Custom integrations
  • Dedicated onboarding
  • Enterprise support

Let’s discuss your requirements and build the right solution for your organization.

Feature Comparison

FeatureStarterProfessionalEnterprise
Insurance Premium Accounting
Insurance Billing
Insurance Invoicing
Installment Billing
Payment Tracking
Premium Reconciliation
Financial Reporting
Trust Accounting
Commission Accounting
Carrier Settlement Management
Agency Bill & Direct Bill
Audit Trails
Insurance Accounting Automation
QuickBooks Integration
Xero Integration
Sage Integration
NetSuite Integration
Workday Integration
Microsoft Dynamics Integration
Custom ERP Integrations
Dedicated Onboarding
Built for Insurance
Cloud Based
Secure Platform
Unlimited Product Updates
Support Included

Pricing Built for Every Insurance Organization

Independent Agencies

Start with Starter or Professional depending on whether you currently use QuickBooks or Xero.

Growing Agencies

Professional provides insurance-specific workflows while keeping your existing accounting system.

MGAs & Wholesalers

Enterprise delivers premium accounting, reconciliation, financial automation, and ERP integration designed for larger insurance organizations.

Insurance Carriers

Enterprise provides premium accounting, carrier settlements, trust accounting, commission accounting, financial reporting, reconciliation, ERP integrations, and enterprise insurance financial operations designed specifically for insurance carriers.

What's Included In Every Plan

Every Premium Accounting subscription includes:

Why Premium Accounting

Most accounting software was built for general business accounting. Premium Accounting was built specifically for insurance financial operations. From premium accounting, billing, invoicing, trust accounting, payments, commission accounting, carrier settlements, reconciliation, and financial reporting to insurance accounting automation, every workflow is designed around how insurance agencies, MGAs, wholesale insurance brokers, program administrators, and insurance carriers manage premium operations. Whether you use QuickBooks, Xero, Sage, NetSuite, Microsoft Dynamics, Workday, or another ERP, Premium Accounting becomes your insurance accounting platform while your existing accounting system remains your general ledger.

Modernize Insurance Accounting Operations

Replace disconnected spreadsheets, manual reconciliations, and generic accounting workflows with insurance-native accounting infrastructure built for MGAs, wholesalers, program administrators, agencies, brokers, and carriers.

Frequently Asked Questions

Starter is designed for independent agencies beginning to automate insurance billing and premium accounting. Professional is ideal for agencies using QuickBooks or Xero. Enterprise is designed for MGAs, wholesale insurance brokers, program administrators, insurance carriers, and enterprise insurance organizations requiring advanced insurance accounting capabilities.

No. Premium Accounting works independently or integrates with QuickBooks Online, Xero, Sage, NetSuite, Microsoft Dynamics, Workday, and other accounting platforms.

No. Premium Accounting serves as an insurance accounting platform and insurance premium subledger while integrating with your existing general ledger or ERP.

The Enterprise plan is designed for MGAs, wholesale insurance brokers, program administrators, insurance carriers, and enterprise insurance organizations requiring trust accounting, premium accounting, reconciliation, carrier settlements, commission accounting, ERP integrations, and financial reporting.

Yes. Premium Accounting helps insurance organizations manage trust accounting, trust reconciliation, premium reconciliation, carrier settlements, commission accounting, financial controls, and audit-ready accounting workflows.

Starter and Professional plans are designed for rapid implementation. Enterprise implementations are quoted based on project scope, integrations, and implementation requirements.

Yes. Organizations can upgrade from Starter to Professional or Enterprise at any time as transaction volume, users, integrations, and operational requirements increase.

Yes. Enterprise includes integrations with Sage, NetSuite, Microsoft Dynamics, Workday, and custom ERP platforms in addition to QuickBooks and Xero.